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Baggage, another word for luggage, can't be used in the plural either: The baggage is ready for the train.
Money is a singular noun and always takes a singular verb and pronoun.
People, meaning nation, is singular. The plural is peoples: The Greeks are a brave people. The peoples of Europe are often engaged in war.
When the subject is singular, the verb must be singular and when the subject is plural, the verb must also be plural. Take care when a plural noun comes between a singular subject and its verb, as in the example above.